The most important and used bankruptcy database is the Pacer database used by the federal courts, this database is accessible online for a fee and is particularly of importance to attorneys throughout America who need to file their clients bankruptcy cases online.
You see quite often when courts find themselves overrun with a lot of bankruptcy filings to process they will allow attorneys dealing with their clients bankruptcies to make use of online means in order to complete their clients bankruptcy filing.
However, this bankruptcy database is not accessible directly to debtors who must thus engage an attorney if they want to find information through this means.
There are however, many companies that have their own bankruptcy databases which help consumers who need to file for bankruptcy and who need to use such bankruptcy databases to find information related to business etc.
Searching bankruptcy databases
When using bankruptcy databases you will find that you have a number of search options available to you, the first will probably be by location including state, city and zip code.
Also locating data according to specific dates is also normally an option. So you can search by filing date, dismissal date and or discharge date. Often it is even possible to search by date of first meeting.
Searching by the type of bankruptcy i.e. chapter-, Chapter 11 or chapter 7 may also be beneficial to you, you could also try out a combination of these to see if that gave you more relevant data.
Just as a side note here, remember that Chapter 11 is only for businesses while chapter- is only really for individuals and that also chapter 7 is mostly for businesses as well.
Some of the more complete bankruptcy databases will also include details such as the amount relating to assets and liabilities for each case.
Finally, the bankruptcy database will also contain the house addresses and within this you can filter out addresses with regard to certain apartment numbers, PO Boxes as well as those addresses that have number signs in them.
This has been a quick overview of what you can expect from some of the major bankruptcy databases. As I’m sure is clear by now these databases hold a lot of information that can be very useful to the right people.
The facts about Bankruptcy Filings Database originated from the article linked to here.
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